Clean break mediation
Protect yourself from future financial claims
Agree finances properly, work towards a clean break where appropriate, and move forward with more certainty around property, pensions, savings and wider financial settlement issues.
Request a call back
Speak to a divorce mediator
Complete the form and the Barclay Devere team will review your enquiry. If you would rather speak now, call 0330 133 4858.
Why act now?
A divorce does not automatically end financial claims. Therefore, unresolved finances can leave uncertainty around property, pensions, savings and future claims even after the divorce itself is final.
Barclay Devere helps divorcing couples work through those issues in structured financial mediation and move towards a clean break outcome where that is appropriate.
Why this matters
A divorce does not automatically close off financial claims. Therefore, unresolved finances can continue to create risk even after the divorce itself is final.
How mediation helps
Mediation gives both people a structured way to discuss property, pensions, savings, debts and future financial responsibilities before proposals move towards legal formalisation.
The aim
Where appropriate, mediation can help couples work towards a clean break outcome and then take agreed proposals to a solicitor for the next legal step.
What needs to be covered before a clean break is possible?
A clean break usually depends on the wider financial settlement being properly thought through. Therefore, both people need enough clarity to understand what is being agreed and what the long-term effect may be.
Property and equity
- the family home and equity
- mortgages and ownership positions
- investment properties and buy-to-let arrangements
Pensions
- pensions within the overall settlement
- options such as pension sharing and offsetting
- valuation and CETV discussions where relevant
Businesses and investments
- shares, business interests and retained earnings
- investment portfolios and complex holdings
- settlement options that reflect real income and trading reality
Savings, bills and debt
- bank accounts, savings and ISAs
- credit cards, loans and liabilities
- practical arrangements for closing joint finances
Financial disclosure helps avoid problems later.
A clean break depends on both people understanding the full financial picture. Accordingly, Barclay Devere supports a structured approach to disclosure, so discussions rest on facts rather than assumptions.
This may include property, pensions, savings, debts, income, investments and business interests where relevant. As a result, both people have more clarity about what is being agreed and there is less risk that something important is missed.
How clean break mediation works
Step 1
Initial assessment
We discuss your circumstances, the financial issues involved and whether mediation is the right route.
Step 2
Financial discussions
We structure discussions around property, pensions, savings, debts and more complex assets, so both people can work towards a practical agreement.
Step 3
Written summary of proposals
If agreement is reached, we prepare a written summary for your solicitor, who can then advise on the next legal step and formalisation.
Why choose Barclay Devere?
- Private and discreet: discussions remain confidential and away from public courtrooms.
- Often faster and more cost-effective than court: progress can take shape over weeks or months instead of years.
- Specialist in complex assets: property, pensions, savings, debts and business interests.
- Clarity through structure: we organise the issues, keep discussions focused and reduce circular conflict.
- Designed for financial finality: where appropriate, we help couples consider options that support long-term closure, including a clean break approach when the wider settlement allows.
- Online access across England and Wales: secure mediation wherever you are based.
What happens after agreement?
If agreement is reached in mediation, the proposals can be taken to a solicitor for legal advice and formalisation.
For many couples, that is the stage where the agreed terms move towards a consent order or financial order, including a clean break where appropriate.
Mediation helps you get to a clear proposal. A solicitor then advises on the legal wording and the court process that follows.
Start the process
Get clarity and move towards financial closure
Unresolved finances can leave long-term uncertainty around property, pensions, savings and future claims. Mediation gives you a private, structured way to work towards agreement and take the next step with more confidence.