Laptop on a wooden desk showing a three-way professional video call for an online mediation session.

Frequently Asked Questions

MIAMs & Mediation Process

Navigating the initial steps of separation can be confusing. Because of this, we have outlined the core procedural questions below. In addition to explaining the MIAM, these answers clarify how mediation maintains your control over the timeline

What is a MIAM?

Essentially, a MIAM is an initial meeting… Furthermore, it is usually required before applying to court. In this session, the mediator explains how mediation works, answers your questions, and assesses whether mediation is suitable for your situation. It is usually required before you can apply to court for family disputes, unless an exemption (like domestic abuse) applies.

By attending a MIAM, you are exploring an alternative to the formal court system. Understand theFinancial Risks of the Court Process to better evaluate your next steps.

What can mediation sort for me?

Family mediation can help separating or divorcing couples sort out practical arrangements without going to court. This includes decisions about how possessions will be divided, what happens to the family home, financial support, and arrangements for children (such as where they will live and how they’ll spend time with each parent). Mediation is flexible and covers any issues you both agree to discuss, aiming for a resolution acceptable to everyone involved.

Because mediation is a process-led approach, the participants retain control over the outcome. Compare Outcome-Led vs Process-Led Settlements to understand how this flexibility differs from other dispute resolution models.

Why should I bother with mediation?

Mediation is typically much quicker and less stressful than taking disputes straight to court. It is generally more affordable, and it lets you and your ex-partner stay in control of decisions about children, finances and property (instead of handing control to a judge). Mediation also encourages cooperative solutions and can preserve a better long-term relationship between you as co-parents.

While generally more cost-effective, financial transparency is key. Review how Hourly Billing vs Fixed Fees impact the overall cost of your resolution.

When do I get the court form?

If mediation is not suitable or breaks down, the mediator can sign the court form (such as a C100 or FM1) to confirm you attended a MIAM or mediation attempt. In the UK, you usually need this signed form before applying to the family court, unless you qualify for an exemption. Essentially, you receive the form after you’ve considered mediation – the mediator will provide it at the end of a MIAM or if mediation cannot continue.

A breakdown in mediation does not always mean court is the only remaining path. Review whether an Outcome-Led Private Evaluation could resolve remaining disputes more efficiently than a judge.

Do we have to meet in the same room?

No. Mediation can be done in separate rooms or even separate online calls (“shuttle mediation”) if you prefer not to be in the same room or call as your ex-partner. Many mediations now occur via video (Zoom/Skype), which adds convenience and safety. Shuttle mediation means the mediator goes between you both, so you won’t have direct face-to-face contact during the sessions.

Choosing between meeting directly or via a mediator is a strategic decision. Explore the structural differences and trade-offs between Joint and Shuttle Mediation.

How long does the process take?

Each session usually lasts 1 to 2 hours. While simple issues can be resolved quickly, complex matters consequently require multiple meetings. Even in complicated cases, mediation is commonly finished within 1 to 3 months, which is much faster and less stressful than court proceedings that can take 6 to 18 months.

While mediation offers a significantly faster timeline than litigation, it is essential to ensure that efficiency does not compromise financial scrutiny. Review the Financial Risks of Fast Divorce Settlements.

What if my ex-partner won’t attend mediation?

Mediation is a voluntary process, so one party cannot be forced to mediate. If your ex-partner refuses to attend a MIAM or mediation, the mediator can still sign the certificate so that you can proceed with a court application. It’s unfortunate if one person won’t try mediation, but you can then seek resolution through solicitors or court instead – the door to mediation can remain open later if they change their mind.

Proceeding to court after a mediation refusal shifts control of the timeline and costs to the legal system. It is vital to understand the Financial Risks of the Court Process before filing your application.

Confidentiality, Disclosure & Legal Boundaries

Privacy is a cornerstone of the mediation process. However, it is important to understand the distinction between “without prejudice” discussions and “open” financial disclosure. To help clarify, we have addressed the most common legal boundary questions here.

Is mediation confidential?

Yes – family mediation is a confidential and “without prejudice” process, which means discussions in mediation cannot be used as evidence in court. The mediator will keep everything said private and will only share information between you if given permission. There are a few important exceptions: if there is a risk of serious harm or a safeguarding concern (for example, abuse of a child or vulnerable adult), or if someone discloses certain serious crimes, the mediator may have a professional duty to report it.

A private environment encourages open discussion, but it must be paired with external diligence. Review why Amicable Settlements Can Still Carry Financial Risk despite their private nature.


Do we have to disclose all our finances in mediation?

Yes. Full and honest financial disclosure is essential in mediation – both of you need to provide details of all your income, assets, pensions, and debts. This openness ensures any agreement is based on complete information; if someone hides assets or gives false information, it can lead to unfair outcomes and any settlement could even be set aside later. Mediators can guide you on what documents to exchange (often using a form similar to the court’s Form E), and this financial information will be on an open basis (not confidential) so it can be used to formalise an agreement.

The sequence in which you exchange information can impact the efficiency of your mediation. Compare different models for Timing Financial Disclosure.

Can the mediator give us legal advice or tell us what to do?

No—a family mediator must remain neutral. Instead of giving advice, the mediator provides information. Consequently, you are encouraged to seek independent legal guidance. The mediator can provide legal information (for example, explaining how the court process works or what topics need to be decided) and help you explore options, but they will make it clear they are not advising either side or making decisions for you. You are encouraged to seek independent legal advice alongside mediation, especially before finalising any agreement.

The mediator helps you explore options without directing the result. Compare Outcome-Led vs Process-Led Settlements to see how neutral guidance leads to party-led decisions.


Can what we say in mediation be used in court later?

Generally, no. Mediation discussions are “without prejudice,” meaning proposals or admissions made during mediation cannot be quoted in court if mediation fails. This allows you to discuss options freely without worrying that an idea you floated will be used against you. The only things that might go to court are the factual financial disclosure (which is on an open basis) and any issues of risk or harm that the mediator is obliged to report for safety reasons.

Because mediation discussions are non-binding until formalised, timing is everything. Review Why the Timing of Signing Your Agreement Matters to understand the bridge between private talk and public finality.


Safety, Abuse & Safeguarding

Can we mediate if there has been domestic abuse?

Possibly. In cases of past or current domestic abuse, the mediator will carefully assess (in the MIAM and ongoing) whether it’s appropriate and safe to proceed with mediation. If both parties are willing and the mediator believes that measures can ensure safety and fairness (for example, shuttle mediation or extra ground rules), then mediation might proceed with caution. However, if the abuse issues make fair negotiation impossible or safety cannot be assured, the mediator will deem the case unsuitable for mediation and direct you to alternative routes (you would be exempt from the MIAM requirement in this situation).

Safety is the absolute priority in any mediation format. Explore how Joint and Shuttle Mediation provide different structural safeguards for participants in high-conflict situations.


What if I feel intimidated or unsafe during mediation?

Mediators are trained to prevent and manage any manipulative, threatening or intimidating behavior during sessions. If you feel uncomfortable meeting together, the mediator can keep you apart – either in separate rooms or via separate video calls (shuttle mediation) – so you don’t have to face your ex directly. The mediator remains alert to power imbalances and will intervene if anyone tries to bully the other; if necessary, they will pause or terminate the mediation to protect participants from any harm or unfair pressure.

Preventing intimidation is not just about comfort; it is about the legal validity of your agreement. Understand the risks of Illusory Consent and Signing Under Pressure.

Will the mediator report abuse or safeguarding concerns?

Yes. While mediation is confidential, a mediator has a duty to break confidentiality if there are serious safeguarding concerns – such as evidence that a child or any person is at risk of significant harm. In that event, the mediator would inform the appropriate authorities or agencies to ensure safety. Aside from such exceptional cases, nothing you say in mediation is shared with anyone outside the process without your agreement.

The mediator’s duty to ensure safety extends to the design of the mediation room itself. Learn how Joint and Shuttle Mediation create different structural safeguards for participants.

Children & Parenting

Can our children have a say in the mediation process?

Children do not usually attend mediation sessions, but their needs and wishes are very much considered. If appropriate and if both parents (and the child) consent, a mediator trained in Child-Inclusive Mediation can speak with the child separately to hear their views. The child’s feedback would then be shared (with the child’s permission) in the mediation to help inform your decisions – however, the children do not make the decisions, and the parents remain responsible for agreeing on arrangements that are in the children’s best interests.

Retaining responsibility for your children’s arrangements prevents an external court order from dictating your family’s future. Review the Risks of the Court Process to understand what happens when a judge makes these decisions for you.

What issues regarding our children can be resolved in mediation?

Mediation can help you agree on all aspects of co-parenting after separation. Common topics include where the children will live and how much time they spend with each parent, holiday arrangements, education choices, and how you will make important decisions about the children together. You can also address specific concerns like introducing new partners, arrangements for special occasions (birthdays, Christmas), or how to handle handovers – basically any parenting issue that matters to you both can be discussed and resolved in mediation.

Complex parenting discussions require a process that minimises conflict and maximises focus. Explore how Joint and Shuttle Mediation provide different frameworks for resolving sensitive co-parenting issues.

What if we can’t agree on arrangements for the children?

The mediator will help you explore different options and encourage you to focus on the children’s needs to find common ground. If you’re unable to reach an agreement through mediation, you may need to seek legal advice and ask the court to decide – the mediator will sign the necessary form to enable a court application. Even if mediation doesn’t produce a full agreement, it often narrows the issues and improves communication, which can make any later court process smoother.

Moving from a private discussion to a court-imposed decision changes the entire dynamic of your divorce. Before you proceed, ensure you understand the Financial and Procedural Risks of the Court Process.

Can we agree on child maintenance in mediation?

Yes. Financial support for children (child maintenance) can be discussed and agreed as part of mediation. You can tailor the amount and frequency of payments to suit your family’s circumstances – the mediator might provide general information about the Child Maintenance Service guidelines, but it’s up to you to agree on a figure that you both feel is fair. Any child maintenance agreement reached can be written into your mediated settlement; it can remain a private family arrangement or be made into a formal consent order for added enforceability.

To ensure your financial arrangements are enforceable, you must move from a private agreement to a court-sanctioned document. Learn how to Turn Mediation Outcomes into Legally Binding Orders.

Complex Financial Issues (Property, Pensions, Businesses, Debt)

Dealing with pensions, property, and business assets requires a high level of technical scrutiny. Because these assets often represent your future security, our mediation process prioritises full transparency. Specifically, we address how to manage CETVs and offsetting.

Do we need to provide financial disclosure for mediation?

Yes – full financial disclosure from both of you is a cornerstone of mediation in financial cases. This means you’ll each share details and evidence of all assets (like house value, savings, investments), all pensions, incomes, and debts. The mediator will typically ask you to fill in a financial statement or workbook and exchange documents like bank statements, mortgage balances, pension valuations, etc. This open exchange of information is necessary so that any financial agreement you reach is based on complete and accurate facts.

The move from ‘estimates’ to ‘verified facts’ is the most important step in securing your future. Review why Amicable Settlements Can Still Carry Financial Risk when formal disclosure is bypassed.

What is a CETV and why might it not reflect a pension’s true value?

A CETV is an estimate of a pension’s value. However, it may not represent the true worth of the benefits. For this reason, you should treat CETVs with caution. This is because CETV calculations make assumptions that can undervalue features like guaranteed lifetime income increases and spousal benefits – so a pension with a low CETV might actually provide a much larger income in retirement than a similar-sized pot of cash. In mediation, you should treat CETVs with caution and consider getting expert financial advice; mediators will facilitate discussion but cannot advise on the “real” value of a pension.

Accepting a CETV without professional scrutiny is a common cause of ‘settlement velocity’—where speed is prioritized over long-term security. Review the Financial Risks of Fast Divorce Settlements to understand why pension complexity requires a measured approach.

Can we offset pension rights against the family home (or other assets)?

Yes, pension offsetting is possible – it means one of you keeps more of the pension while the other keeps more of another asset (for example, the house) to balance things out. For instance, instead of splitting a pension, you might agree that one spouse retains their entire pension fund and the other receives a larger share of the equity in the family home or a lump sum. It’s a way to trade off assets, but care is needed to ensure the exchange is fair: £1 in a pension is not always equal to £1 in cash today (tax implications and the true pension value should be considered). Mediators will help you explore offsetting if you both want that, and they may suggest you get advice from a financial adviser or actuary to calculate a fair offset figure.

The success of an offsetting agreement depends on the quality of your data. Learn how the Timing of Financial Disclosure impacts your ability to calculate a fair trade-off between assets.

What if one person has built up wealth after separation?

If one of you has acquired new assets or income after you separated, it’s up to you both to decide how to treat those in mediation. Often, money or property gained post-separation can be viewed as that person’s own and not part of the “matrimonial pot,” especially if a significant time has passed since you split. However, there’s no hard rule – if the other spouse has greater needs or if fairness requires it, some of that new wealth can still be taken into account by agreement. The mediator will ensure full disclosure of any post-separation assets, and you can negotiate whether to share or ring-fence them, possibly taking legal advice on how a court might view those assets.

Determining whether an asset is ‘matrimonial’ often depends on the date of your financial snapshot. Review how the Timing of Financial Disclosure can impact which assets are included in your final negotiation pot.

How are business assets dealt with in mediation?

A family business or self-employment can certainly be discussed in mediation as part of the financial settlement. You would both disclose relevant information about the business (e.g. financial accounts, valuations, income drawn from the business) to have an informed discussion. While a mediator won’t value the business or give financial advice, they can help you explore options – such as one spouse buying out the other’s interest, co-owning for a transition period, or trading off business value against other assets. In complex cases, you might agree to bring in an independent valuation or accountant’s report on the business to aid your negotiations.

Trading business interests for liquid assets like the family home is a complex calculation. Review the Financial Risks of Fast Divorce Settlements to understand why rushing a business valuation can lead to significant long-term loss.

What about our debts and mortgage?

Debts are part of the financial picture and can be addressed in mediation along with assets. This includes the mortgage, credit cards, loans, or any other liabilities either of you have. You’ll discuss practical questions like: Will you sell or refinance the family home to settle the mortgage? Who will take responsibility for which debts? The goal is to reach a fair arrangement – for example, sometimes a jointly incurred debt might be split, or one person might take on a debt in exchange for a larger share of an asset. Any agreement on debts can be written into your financial settlement so it’s clear who pays what going forward.

A private agreement on debt is not always binding on your bank or creditors. Learn how to Turn Mediation Outcomes into Legally Binding Orders to ensure you are legally protected from future liability.

How do we formalise a pension share after mediation?

If you agree in mediation to share a pension, you will need to obtain a court-approved Pension Sharing Order to make that happen. A solicitor can draft a Consent Order reflecting your mediated agreement (including the percentage of the pension to transfer), which you then submit to the court for approval. Once the court approves the order, it is sent to the pension scheme, and the scheme will implement the pension share – transferring the agreed portion into a pension pot for the other spouse. It’s important to know that pension sharing can only take effect through a court order (usually made at the same time as the final divorce order), even if you’ve reached the agreement yourselves in mediation.

A pension share is not a ‘handshake deal’; it requires a specific legal instrument. Discover the exact steps for Turning Mediation Outcomes into Legally Binding Orders to ensure your pension split is recognized by the scheme provider.

Do I still need a solicitor if we are mediating?

You are not required to have a solicitor during mediation, but it’s often wise to get independent legal advice alongside the mediation process. A solicitor can advise you on your legal rights and what a fair outcome might be, and they can turn your final mediated agreement into a legally binding form (such as a consent order). Many clients attend mediation on their own, then consult a solicitor in between sessions or to review any draft agreement – this combination ensures you have the benefit of legal advice without having solicitors direct the negotiations.

The window between a mediation proposal and a final signature is your primary window for protection. Understand Why the Timing of Signing Your Agreement Matters when coordinating with your legal advisor.

How much does mediation cost and who pays?

The cost of mediation is usually charged by the hour or per session, and typically both parties split the costs equally (though you can agree on another arrangement). Mediation is generally far cheaper than each of you hiring lawyers and going to court – as a guide, family mediators in the UK may charge around £120-£150 per person per hour, but rates vary. If you are on a low income or receiving certain benefits, you might qualify for Legal Aid which covers the cost of mediation (and even the initial MIAM) for eligible parties. Additionally, there is a government voucher scheme at times to subsidise mediation for child arrangements – your mediator will inform you if any such help is available.

The way you pay for your resolution can influence the speed of your settlement. Explore Outcome-Led vs Process-Led Settlements to see which financial model aligns with your goals.

Are agreements reached in mediation legally binding?

Not automatically. Any agreement you reach in mediation is not a legally enforceable order at that stage – it’s essentially a mutual understanding. The mediator will usually write up your proposals in a document called a Memorandum of Understanding (MoU), and if it’s a financial case, they may also produce an Open Financial Statement summarising your disclosed finances. These documents can then be taken to solicitors to be turned into a Consent Order, which, once approved by a court, makes your agreement legally binding on both of you. (For child arrangements, you can also choose to make a Parenting Plan or seek a court order if needed, though many parents stick to a written parenting agreement without court involvement.)

Moving from a mutual understanding to a court-sanctioned order is a precise legal process. Discover the exact steps for Turning Mediation Outcomes into Legally Binding Orders to ensure your agreement is permanent and protected.

What do we receive at the end of mediation?

At the conclusion of mediation, if you’ve reached agreements, the mediator will provide a few summary documents. The main one is a Memorandum of Understanding, which is a written summary of all the proposals you’ve agreed on (in plain English, not legal jargon). For financial matters, you will also get an Open Financial Statement listing all the assets, liabilities, incomes, and other financial details that were disclosed – this record is open (not confidential) so it can be shown to solicitors or a court. These documents are not binding by themselves, but you can take them to a lawyer to draft a consent order or formal agreement. If mediation ends without a full agreement, the mediator can issue you a statement of outcome or the signed MIAM form so you can consider next steps (like court).

If mediation does not reach a full conclusion, the mediator provides the key to the courtroom. Before you use it, ensure you are fully aware of the Financial Risks of the Court Process.

What if we cannot reach an agreement through mediation?

If mediation doesn’t result in an agreement on some or all issues, you still have other options. You can each seek advice from your solicitors to negotiate further, or ultimately ask the family court to decide unresolved matters. The mediator will sign the certificate (court form) confirming mediation was attempted, which allows you to make a court application. Importantly, anything discussed in mediation stays confidential and cannot be used as evidence in court (aside from the factual financial information you disclosed), so the court process starts fresh. Even if mediation didn’t solve everything, you may find that it helped clarify the issues or narrow down the points of disagreement going forward.

If mediation failed to reach a full agreement, you may not need to go to court. Alternative Outcome-Led vs Process-Led Settlements can provide a third way to resolve specific sticking points through expert evaluation.